Regulatory & Corporate
Legal certainty as a competitive advantage
We accompany insurers, reinsurers and reinsurance intermediaries through their most demanding regulatory, corporate and sustainability challenges. We combine deep technical command of the regulatory framework —headed by the LISF and the CNSF Provisions— with a business perspective that turns legal certainty into a competitive advantage, from incorporation through the transition to ESG standards.
This practice completes the architecture of Ocampo 1890: alongside RC 360 and Property & Casualty, it offers institutions comprehensive support on every front of their operation.
Record time for incorporating an insurance institution and a surety institution in Mexico: from the filing of the application to authorization by the CNSF.
Three integrated capabilities
Regulatory capabilities
Command of the sector's regulatory framework, from authorization to supervision.
- Authorization and licensing. End-to-end handling of filings before the CNSF and the SHCP to incorporate and operate insurance, reinsurance and mutual institutions.
- Regulatory compliance. Programs aligned with the General Provisions; gap detection and remediation plans.
- Inspection and supervisory visits. Strategic counsel before, during and after CNSF visits and in sanction proceedings.
- Regulator relations. Representation before the CNSF, SHCP and CONDUSEF in proceedings, consultations and special authorizations.
- Reinsurance and cross-border operations. Operation of foreign reinsurers (Art. 108 LISF); proportional and non-proportional contracts, arbitration and choice of law.
- Reinsurance intermediaries. Obtaining and renewing authorization; agency contracts and representation agreements.
Corporate capabilities
Corporate structure, governance and operations, always with the business in view.
- Incorporation and restructuring. Corporate structures, mergers, spin-offs and liquidations with end-to-end handling before authorities.
- Corporate governance. Best practices under the LISF: committees, bylaws, board regulations and conflict-of-interest policies.
- Corporate and commercial contracts. Master reinsurance agreements (treaty and facultative), distribution and related-party contracts.
- Mergers and acquisitions (M&A). Due diligence on insurance entities, share purchase agreements and prior regulatory authorizations.
- Officer and director relations. Officer and director agreements, variable compensation and confidentiality and non-compete agreements.
- Litigation and disputes. Challenges to CNSF and CONDUSEF rulings, reinsurance arbitration and insurance litigation.
ESG capabilities
Insurers face a dual ESG pressure: as regulated entities with growing disclosure obligations, and as institutional investors with portfolios exposed to environmental, social and governance risks. We accompany that transition from policy design through human rights risk management.
- ESG policies. Design and integration into bylaws, corporate manuals and codes of ethics according to the nature of the entity.
- Human rights. Operational risk management and due diligence under the UN Guiding Principles (UNGP).
- Climate risk and insurance. Legal implications for underwriting and asset portfolios; environmental coverages and exclusions.
- Supply chain. Supplier contracts under ESG criteria: sustainability, audit and termination clauses.
- Reputational analysis. Risks arising from human rights impacts.
- ESG litigation. Disputes arising from human rights impacts.
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