360° Capabilities
Insurance and reinsurance law
A legal architecture that protects insurers and reinsurers at every stage of the risk cycle, from underwriting through recovery.
Civil Liability · Property & Casualty · Regulatory, Corporate & ESG
Legal 500 · Chambers & Partners · Best Lawyers · Leaders League · Global Insurance Law Connect
Since 1890 — A boutique firm in insurance, reinsurance and litigation
Insurance risk is undergoing a profound transformation. Claims for moral damages, punitive damages, the growing influence of human rights on litigation, and the volatility of catastrophic risks have redefined what it means to protect an insurer; traditional defense is no longer enough. Ocampo 1890, recognized by Legal 500, Chambers & Partners, Best Lawyers and Leaders League among the leading insurance firms in Mexico and Latin America, responds with an architecture common to every practice: six pillars covering the full risk cycle. More than lawyers, we are risk managers and strategic partners to your institution.
RC 360°
Civil Liability covered from every angle.
02Property & Casualty
Comprehensive legal counsel for property and casualty insurance.
03Regulatory, Corporate & ESG
Regulatory, corporate and sustainability capabilities.
The same logic that has guided Ocampo 1890 through the most complex cases in Mexico's insurance sector.
RC 360°
Total protection. At every stage. From every angle.
The Civil Liability landscape is no longer what it used to be. Claims for moral damages, punitive damages and the growing influence of Human Rights on litigation have radically transformed the landscape for insurers and reinsurers.
In this scenario, traditional legal defense is no longer enough.
Ocampo 1890 is a boutique firm specialized in insurance and reinsurance, internationally recognized by Legal 500, Chambers & Partners, Best Lawyers, Leaders League and Top Ranked among the leading firms in Mexico and Latin America.
From that position, we developed RC 360°: not a portfolio of services, but a strategic architecture designed to protect our clients from every possible angle of Civil Liability risk.
The 6 pillars of RC 360°
The origin of risk — Underwriting and prevention
We do not wait for the loss to occur. We anticipate it.
Risk is managed before it occurs. We advise technical areas on the correct underwriting and valuation of Civil Liability risk, implement training programs for underwriting teams and sales forces, develop academic content that positions the insurer as a technical reference, and integrate Human Rights Due Diligence and ESG criteria to mitigate exposure to moral damages or discrimination claims.
Product development
The market is not static. Your products should not be either.
We act as a strategic partner in the innovation and adaptation of your portfolio. We design coverage tailored to emerging risks — Professional, Environmental, Cyber, Medical and other specialized Civil Liability lines — integrate ESG and Human Rights criteria directly into policy wording, and advise on product registration before the CNSF and on negotiations with reinsurers.
Claims management — Strategic adjustment and coverage
Handling from "minute zero" is crucial.
We have attorneys holding an adjuster's license, engaged from the moment the loss occurs. Their role is not limited to quantification: they lead the entire process of determining Civil Liability. We support coverage analysis in real time, calculate reserves using our own actuarial-legal methodologies, establish the technical grounds for determining indemnity amounts, and build the evidentiary record needed to close the case or secure the defense strategy.
The contentious phase — Strategic litigation
Our litigation practice is the core of the firm.
We defend the interests of the insurer and its policyholders with rigor and specialization. We represent clients in direct Civil Liability claims, calculate litigation reserves using our own actuarial models, and defend the institution when it is named as the responsible authority in Amparo proceedings.
Complex and high-impact claims
The highest level of advisory for the cases that define the company's direction.
We issue expert, definitive legal opinions in highly complex scenarios: policy coexistence and concurrence, disputes between insurers, conflicting coverages. And when a case carries significant reputational impact, we manage the dispute comprehensively — legal strategy and communications strategy, hand in hand.
Closing the cycle — Recovery
A case does not end with payment. It ends when what was paid is recovered.
We actively pursue subrogation claims against the third parties responsible for the loss — manufacturers, carriers, contractors — seeking financial return for the company and improving its loss ratio.
RC 360° is Ocampo 1890's vision. A synergy between deep insurance knowledge, adjustment expertise and litigation excellence. We are not just lawyers. We are true risk managers and strategic partners to your institution.
Property & Casualty
Comprehensive legal counsel for property and casualty insurance.
The frequency of catastrophic risks, the complexity of supply chains and emerging risks demand advisory that integrates deep technical understanding of risk with a proactive legal strategy. In Property & Casualty we apply the same six-pillar architecture that underpins RC 360°: from risk analysis to subrogation recovery.
Prevention and underwriting
Claims management begins at underwriting.
Analysis of complex risks, estimation of Probable Maximum Loss (PML), training for underwriters, and risk management programs for brokers and key policyholders.
Product development
Relevant, robust products.
Coverage for emerging risks (cyber, climate, contingent BI), clear and precise policy wording, and regulatory and reinsurance management before the CNSF.
Claims management
Early, decisive intervention.
Comprehensive support throughout the adjustment process, determination of amounts (actual cash value/replacement value, BI), and the creation of solid evidentiary records and expert reports.
The contentious phase
Strategic litigation.
Defense in disputes over coverage, causation and valuation; management of fraudulent claims; and constitutional defense (Amparo) against CONDUSEF.
Complex claims
The cases that define the company's direction.
Substantive legal opinions (coinsurance, policy concurrence, BI) and dispute management in catastrophic (CAT) claims and large industrial risks.
Closing the cycle
Recovery through subrogation.
Active recovery management against the responsible third parties. Preferred arrangement: "No cure, no pay" — fees contingent on the success of the recovery.
Risks and products we work with
- Fire and allied perils
- Catastrophic risks (CAT)
- Business Interruption (BI) and contingent BI
- Contractors' equipment and civil works
- Cyber and climate risks
- Products liability
- Large industrial risks
- Energy, oil, marine and aviation
- Transport and supply chain
Why Ocampo 1890 for P&C
A unique synergy
Technical knowledge of risk, direct involvement throughout the adjustment process, and excellence in litigation — in a single firm.
From minute one
We do not arrive once a case has already reached the courts: we are present from the initial notice of loss, guiding coverage decisions while they remain reversible.
International network
The Mexican chapter of Global Insurance Law Connect (GILC): multijurisdictional operations with specialist firms in more than 30 countries.
We support your property and casualty operation from the initial notice of loss through the recovery of what was paid, turning legal certainty into a competitive advantage for your institution.
Regulatory & Corporate
Regulatory, corporate and sustainability capabilities.
We accompany insurers, reinsurers and reinsurance intermediaries through their most demanding regulatory, corporate and sustainability challenges. We combine deep technical command of the regulatory framework (headed by the LISF and the CNSF Provisions) with a business perspective that turns legal certainty into a competitive advantage, from incorporation through the transition to ESG standards.
Record time for incorporating an insurance institution and a surety institution in Mexico: from the filing of the application to authorization by the CNSF.
I · Regulatory Capabilities
- Authorization and licensing. End-to-end handling of filings before the CNSF and the SHCP to incorporate and operate insurance, reinsurance and mutual institutions.
- Regulatory compliance. Programs aligned with the General Provisions; gap detection and remediation plans.
- Inspection and supervisory visits. Strategic counsel before, during and after CNSF visits and in sanction proceedings.
- Regulator relations. Representation before the CNSF, SHCP and CONDUSEF in proceedings, consultations and special authorizations.
- Reinsurance and cross-border operations. Operation of foreign reinsurers (Art. 108 LISF); proportional and non-proportional contracts, arbitration and choice of law.
- Reinsurance intermediaries. Obtaining and renewing authorization; agency contracts and representation agreements.
II · Corporate Capabilities
- Incorporation and restructuring. Corporate structures, mergers, spin-offs and liquidations with end-to-end handling before authorities.
- Corporate governance. Best practices under the LISF: committees, bylaws, board regulations and conflict-of-interest policies.
- Corporate and commercial contracts. Master reinsurance agreements (treaty and facultative), distribution and related-party contracts.
- Mergers and acquisitions (M&A). Due diligence on insurance entities, share purchase agreements and prior regulatory authorizations.
- Officer and director relations. Officer and director agreements, variable compensation and confidentiality and non-compete agreements.
- Litigation and disputes. Challenges to CNSF and CONDUSEF rulings, reinsurance arbitration and insurance litigation.
III · ESG Capabilities
Insurers face a dual ESG pressure: as regulated entities with growing disclosure obligations, and as institutional investors with portfolios exposed to environmental, social and governance risks. We accompany that transition from policy design through human rights risk management.
- ESG policies. Design and integration into bylaws, corporate manuals and codes of ethics according to the nature of the entity.
- Human rights. Operational risk management and due diligence under the UN Guiding Principles (UNGP).
- Climate risk and insurance. Legal implications for underwriting and asset portfolios; environmental coverages and exclusions.
- Supply chain. Supplier contracts under ESG criteria: sustainability, audit and termination clauses.
- Reputational analysis. Risks arising from human rights impacts.
- ESG litigation. Disputes arising from human rights impacts.
Let's Talk
Request a strategic meeting with our team.
- Phone +52 55 5339 5050
- Email contacto@ocampo.law
- Web ocampo.law
- LinkedIn mx.linkedin.com/company/ocampo
- Office Av. Minerva 63-B, Col. Crédito Constructor · Benito Juárez, Mexico City 03940 · Mexico
Global Insurance Law Connect — Mexico Chapter
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